Mortgage Miser is a budgeting tool designed to work in association with your current mortgage with a view to reduce the term of the mortgage without the need to refinance, change banks or increase loan repayments!
Your home Mortgage is the largest forgotten debt in your life. Hundreds of thousands of dollars lost to the bank and the banks want to keep it that way.
With Mortgage Miser we can show you how to get control of your finances and plan for the future.
The innovative Mortgage Miser software takes a unique approach to debt management as you can actually see it reducing debt whilst improving cash flow.
We believe anyone in Australia with a Home Loan can save tens of thousands of dollars using our program.
What would you do with an extra $140,000?
We will tell you the truth and the truth will set you free!
Mortgage Miser is focused on releasing you from mortgage stress.
If you can avoid paying unnecessary home loan interest you will reduce the term of your mortgage.
Let us show you how this can happen.
This is how Mortgage Miser clients operate.
Accessing a tool that helps them avoid defaulting on their monthly home loan repayments and having the money to pay their bills on time everytime.
The banks have conditioned you to accept the idea of a 30 year Home Loan. They want you to set and forget.
The only reason banks have 30-year Mortgages is to maximise their profits.
The graph opposite shows how much of your repayment goes to the bank in the first 15 years.
You can reduce your mortgage by at least 10 years by avoiding paying unnecessary bank interest by utilizing the Mortgage Miser Loan Tracking Tool.
Here is the Mortgage Miser plan.
Instead of following the bank blindly, you can quite simply take control yourself. The Mortgage Miser tool can show you how.
Let’s look at this typical Home loan.
Jane and Peter have had a $495,000 Home Loan at 4.10% pa for the next 25 years. First of all they are paying too much for their Mortgage.
The Interest they will pay for the remaining 25 years of their loan is $297,060 on top of the $500,000. Using the Mortgage Miser Tool they will be clear of their home loan and debt free in 20 years with some basic work. By paying the loan off 5 years sooner they will be mortgage free in their 50’s, well before they retire.
How would you feel if you were Mortgage free 12 years sooner without effecting your lifestyle?