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Your home Mortgage is the largest forgotten debt in your life. Hundreds of thousands of dollars lost to the bank and the banks want to keep it that way.
With Mortgage Miser we can show you how to get control of your finances and plan for the future.
Mortgage Miser shows you how to find where your expenses are going, how to get control of your debts and how to pay off your mortgage faster.
We believe anyone in Australia with a Home Loan can save tens of thousands of dollars using our program.
What would you do with an extra $140,000?
We will tell you the truth and the truth will set you free!
Mission Statement: Mortgage Miser is an Australian owned company that has a singular focus
to set you free from the burden of your mortgage.
Mortgage Miser is a budgeting tool designed to work in association with your current mortgage with a view to reduce the term of the mortgage without the need to refinance, change banks or increase loan repayments!
Just so you know... at Mortgage Miser we will never suggest or recommend you refinance your home loan, change your bank account/s or discuss credit card use. We will never discuss nor provide you advice nor offer you an opinion on whether you should purchase an Investment Property. As we do not hold an Australian Credit Licence (ACL) we will never provide you credit advice or credit assistance in any form whatsoever.

Our Services

We have developed software that will demonstrate quite clearly how to reduce the term of your mortgage without refinancing, changing banks or increasing your repayments.

  Why Mortgage Miser?

The Mortgage Miser company has been created to:

     Give you hope (Jer 29:11“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.)

     Restore your peace

     Eliminate mortgage stress

  What is the problem?

Banks are making record profits on the backs of Australian families.

It would appear they care more about their shareholders than their customers.

Mortgage Stress is causing tension in families and threatening living standards.

  What is the solution?

The Mortgage Miser loan tracking tool has been developed to help you grab control of your finances with the clear focus to pay off all personal debt including your mortgage sooner without increasing your repayments or affecting your current lifestyle.

The goals of our tools are:

     To enable you to track your money and to find lost income

     To automatically reduce the term of your current mortgage

     To show you how to avoid paying unnecessary bank interest

Banks have conditioned home owners to think a certain way and it is costing you a fortune. The average home loan will result in you paying back almost twice as much as you've borrowed over 30 years.

We have found that the Mortgage Miser loan tracking tool has reduced some mortgages by between 8 and 12 years from the initial 30 year period without increasing the repayments.


The Mortgage Miser program even works if your home loan is fixed!


Can you imagine having no mortgage?


A simple call on 1300 546 316 or email enquiry is all that it takes. It could change your life.

Team

David Box

Co-Founder / Manager

Warwick Foster

Co-Founder / Manager

What people say about us

July 2017

Met David Box when we re-mortgaged our property with Rams many moons ago. David then introduced us to his new product “Mortgage Miser” and as we were in the process of planning to build a second house we jumped at the opportunity to try a product that would help us save money.
The product helped us immensely in forecasting how our finances would stand up against a new investment property as well as a new fur baby (Labrador puppy) and baby boy that was on the way. David carefully went through the Mortgage Miser program with us and encouraged us to start tracking our spending habits.
To anyone who is under mortgage stress or would like help in predicting their financial situation in the future, Mortgage Miser is a fantastic tool which will allow you to see where you're going wrong with your finances and to see where you could be if you make some simple changes and “tighten the purse strings” to save for bigger future items (family holiday, new car, a new baby). Mortgage Miser allows you to input expected expenditure and to estimate at what date in the future you can make a big purchase, an excellent tool for future planning.
Thanks to David Box and the Mortgage Miser Team, this product has assisted us greatly and we will soon be living the life we envisioned free of financial worries.
David & Carla,
Mernda, Vic
 

October 2016

The reason we invited Mortgage Miser out to see us was we were not getting anywhere with our mortgage.
When it was suggested we could pay our mortgage off faster without refinancing or increasing our loan repayments we wanted to know more.
David's presentation was easy to understand and very informative and it was extremely frustrating to see the massive profits the banks were making.
The Mortgage Miser tool showed us very clearly how much unnecessary interest we were paying but more importantly, by making a few simple changes, how much we could start saving.
Anyone with a mortgage should look at this as it simply helps you control your spending without affecting your lifestyle, you know where your money is going at all times, you can stop paying unnecessary interest immediately and it allows you to plan ahead.
Matt & Bec S,
Pakenham, Vic
 

October 2016

The Mortgage Miser team and program is really worth the investment.
We can now pay off our mortgage in fast time, putting money back in our pockets and not the banks.
We can also pay off all our other bad debts and set our selves up for retirement well before 65.
With a large family of seven and a single income household, Mortgage Miser has been a blessing and we really look forward to beating the banks, become free of bad debts and have our own assets not the banks well before we turn 65.
Thanks David and the Mortgage Miser team as really look forward to the successful journey ahead.
Mr H.,
Hunter Valley, NSW
 

May 2016

David, I will never forget how God guided me to you and you saved me from losing my home. You helped me keep a roof over me and my 6 year old daughter's head. Bless you.
Anastasia N, Sole Parent,
Lalor, Vic
 

January 2016

We have just set up the Mortgage Miser program and could not be happier. We will pay off our mortgage in 8 years! We didn't have to change a thing and we can still 'live'. Compare that to the fact we have had our mortgage for 8 years and have paid off very little using the banks system.
The Mortgage Miser program is simple but so effective.
Christian & Merrin Di P, Sales Consultants,
Narre Warren, Vic.

 

January 2016

It is no secret life has its challenges and more so as young parents of three children under the age of nine! And trying to keep on top of the finances tops the list of difficulties for us. This is where Mortgage Miser is my hero.
Here I am sitting at my computer, entering all our bills onto my personal Expense page. It's always been a challenge for me budgeting but NOW I can clearly see where all our money goes! All the stress of adding up individual bills and weekly expenses gone with them all laid out simply for me to see.
Keeping our finances in the black has always been like treading water for us, but I know when we are consistently back-in-the-black we will be rewarded with an early mortgage payout and savings of $40,000-00 in interest (if not more).
The Mortgage Miser program has already helped this financial illiterate get back on track in just six months.
Alex & Amy B, Glazier and Trainee Nurse,
Narre Warren, Vic

 

December 2015

Having had to refinance after separating at the age of 45, I was left with a new 30 year mortgage. With David’s program my mortgage will be paid off in 11 years, 2 years before my 60th birthday.
You have given me hope David. All I can say is … thank God you found me.
Ray B., Storeman,
Hillside, Vic.
 

December 2015

We commenced the program on 23 Oct 2015 and by 21 Dec 2015 we have reduced our mortgage by $3012-00.
What can I say? Mortgage Miser works. Thank you David.
Jane B., School Admin Officer,
Craigieburn, Vic.

 

October 2015

In 2012 we were in serious trouble with our credit cards and our home loan when we were introduced to David Box. We have since reduced our home loan by $60,000-00, paid off our credit cards and we are keeping on top of our finances by making the two simple changes David suggested.
We are years ahead and we will be paying off our home loan in approximately 7 years, instead of 30 years. If we can do it than anyone else with an open mind can from what we learnt from David.
Mr & Mrs G, Self Employed Painter & Teacher,
Cranbourne North, Vic.

 

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